💵 股息计算器（含股息再投资）Dividend Calculator (with DRIP)
输入持股数、股价、每股年股息和派息频率，计算每期和每年的股息收入、股息率，并可按股息再投资（DRIP）和股息增长率预测未来若干年的持股和收入。Enter the number of shares, share price, annual dividend per share and payment frequency to get income per payment and per year and the yield, with an optional dividend reinvestment (DRIP) and dividend-growth projection.
使用说明与常见问题How-to & FAQ
「股息计算器（含股息再投资）」是什么？What is the Dividend Calculator (with DRIP) tool?
输入持股数、股价、每股年股息和派息频率，计算每期和每年的股息收入、股息率，并可按股息再投资（DRIP）和股息增长率预测未来若干年的持股和收入。Enter the number of shares, share price, annual dividend per share and payment frequency to get income per payment and per year and the yield, with an optional dividend reinvestment (DRIP) and dividend-growth projection.
如何使用「股息计算器（含股息再投资）」？How do I use the Dividend Calculator (with DRIP) tool?
在「股息计算器（含股息再投资）」中，填写「持股数」、「股价 $」、「每股年股息 $」、「派息频率」、「预测年数」等参数，结果会随输入实时计算并显示在下方。In the Dividend Calculator (with DRIP): Fill in "Shares", "Share price $", "Annual dividend per share $", "Payments per year", "Years to project"; results are recalculated instantly as you type.
股息率怎么算？How is dividend yield calculated?
股息率 = 每股年股息 ÷ 股价 × 100%。年股息收入 = 持股数 × 每股年股息。Yield = annual dividend per share ÷ share price × 100%. Yearly income = shares × annual dividend per share.
股息再投资（DRIP）怎么计算？How is DRIP modelled?
每次派息都按当时股价买入股票（允许零碎股），之后的股息按增加后的持股数计算。预测假设股价不变、不计税，实际结果会随股价和税收不同。Each payment buys shares at the current price (fractional shares allowed), so later dividends are paid on the larger holding. The projection assumes a constant price and no tax, so real results will differ.
计算结果可以作为最终依据吗？Can I rely on the result?
「股息计算器（含股息再投资）」按标准公式计算，结果仅供参考；实际金额以银行、券商或税务机关的规则和四舍五入方式为准。The Dividend Calculator (with DRIP) uses standard formulas and is for estimation only; actual figures depend on your bank, broker or tax authority's rules and rounding.
「股息计算器（含股息再投资）」免费吗？需要注册吗？Is the Dividend Calculator (with DRIP) free? Do I need an account?
「股息计算器（含股息再投资）」完全免费，无需注册或安装，打开网页即可使用，手机和电脑都能用；输入的内容只在你的浏览器本地处理。The Dividend Calculator (with DRIP) is completely free with no sign-up or install and works on phones and desktops; what you enter is processed only in your browser.