💵 工资与通胀计算器（实际购买力）Salary Inflation Calculator
按年通胀率计算工资需要涨到多少才能保持购买力、不涨薪时实际购买力缩水多少，以及新工资扣除通胀后的实际涨幅；也可以用两个时点的物价指数（CPI）代替通胀率。See what a salary must grow to just to keep up with inflation, how much buying power an unchanged salary loses, and the real raise on a new salary after inflation — using a yearly inflation rate or two consumer price index (CPI) readings.
使用说明与常见问题How-to & FAQ
「工资与通胀计算器（实际购买力）」是什么？What is the Salary Inflation Calculator tool?
按年通胀率计算工资需要涨到多少才能保持购买力、不涨薪时实际购买力缩水多少，以及新工资扣除通胀后的实际涨幅；也可以用两个时点的物价指数（CPI）代替通胀率。See what a salary must grow to just to keep up with inflation, how much buying power an unchanged salary loses, and the real raise on a new salary after inflation — using a yearly inflation rate or two consumer price index (CPI) readings.
如何使用「工资与通胀计算器（实际购买力）」？How do I use the Salary Inflation Calculator tool?
在「工资与通胀计算器（实际购买力）」中，填写「通胀依据」、「原工资」、「年通胀率 %（示例值）」、「年数」、「原时点 CPI」等参数，结果会随输入实时计算并显示在下方。In the Salary Inflation Calculator: Fill in "Inflation from", "Original salary", "Yearly inflation % (example)", "Years", "CPI then"; results are recalculated instantly as you type.
怎么算实际涨薪？How is the real raise calculated?
实际涨幅 = 新工资 ÷ (原工资 × 物价上涨倍数) − 1。物价上涨倍数 = (1 + 年通胀率)^年数，或 现在 CPI ÷ 原时点 CPI。名义涨幅低于通胀时，实际购买力下降。Real raise = new salary ÷ (old salary × price factor) − 1, where the price factor is (1 + inflation)^years or CPI now ÷ CPI then. If the nominal raise is below inflation, buying power falls.
通胀率填多少？What inflation rate should I use?
默认 3% 只是示例。可以填所在国家统计部门公布的 CPI 涨幅，或直接选择用两个时点的 CPI 计算，更准确。The default 3% is only an example. Use the CPI change published by your national statistics office, or switch to two CPI readings for a more exact result.
计算结果可以作为最终依据吗？Can I rely on the result?
「工资与通胀计算器（实际购买力）」按标准公式计算，结果仅供参考；实际金额以银行、券商或税务机关的规则和四舍五入方式为准。The Salary Inflation Calculator uses standard formulas and is for estimation only; actual figures depend on your bank, broker or tax authority's rules and rounding.
「工资与通胀计算器（实际购买力）」免费吗？需要注册吗？Is the Salary Inflation Calculator free? Do I need an account?
「工资与通胀计算器（实际购买力）」完全免费，无需注册或安装，打开网页即可使用，手机和电脑都能用；输入的内容只在你的浏览器本地处理。The Salary Inflation Calculator is completely free with no sign-up or install and works on phones and desktops; what you enter is processed only in your browser.