🎖️ 美国退伍军人（VA）伤残评级与补偿计算器VA Disability Calculator

使用说明与常见问题How-to & FAQ

「美国退伍军人（VA）伤残评级与补偿计算器」是什么？What is the VA Disability Calculator tool?

按 VA 联合评级表（38 CFR 4.25）把多项伤残评级合并为总评级，支持双侧因子（38 CFR 4.26），再按 2025 年 12 月 1 日起生效的 VA 补偿标准估算每月补偿金额（含配偶、子女、父母和配偶护理津贴）。Combine multiple VA disability ratings into your overall rating with the VA combined ratings table (38 CFR 4.25), including the bilateral factor (38 CFR 4.26), then estimate your monthly compensation from the VA rates effective December 1, 2025 — with spouse, children, parents and spouse Aid and Attendance.

如何使用「美国退伍军人（VA）伤残评级与补偿计算器」？How do I use the VA Disability Calculator tool?

在「美国退伍军人（VA）伤残评级与补偿计算器」中，填写「配偶」、「配偶领取护理津贴（Aid and Attendance）」、「受扶养父母人数」、「18 岁以下子女人数」、「18–23 岁在校子女人数」等参数，结果会随输入实时计算并显示在下方。In the VA Disability Calculator: Fill in "Spouse", "Spouse receives Aid and Attendance", "Dependent parents", "Children under 18", "Children 18–23 in school"; results are recalculated instantly as you type.

联合评级为什么不是简单相加？Why isn't the combined rating just the sum?

VA 用「剩余健全程度」逐项合并（38 CFR 4.25）：评级从高到低排列，每项只作用于剩余的健全部分。例如 50% 和 30%：50 + 30 × (100 − 50)/100 = 65；再合并 10%：65 + 10 × 35/100 = 68.5，按评级表取 69，最后四舍五入到 70%（个位为 5 时向上）。VA combines ratings against the remaining 'efficiency' (38 CFR 4.25): ratings are taken from highest to lowest and each applies only to what is left. For 50% and 30%: 50 + 30 × (100 − 50)/100 = 65; adding 10%: 65 + 10 × 35/100 = 68.5, which the table shows as 69, and the final value is rounded to the nearest 10 — 70% (values ending in 5 round up).

双侧因子是什么？What is the bilateral factor?

若左右两侧手臂或腿（或成对骨骼肌）都有伤残，先把这些评级合并，再加上该值的 10%（38 CFR 4.26），然后作为一项与其余评级合并。只有一侧的评级不适用。If both arms, both legs or paired skeletal muscles are disabled, those ratings are combined first and 10% of that value is added (38 CFR 4.26); the result is then combined with the other ratings as one disability. It doesn't apply to a single side.

补偿金额怎么估算？How is the payment estimated?

使用 va.gov 公布的 2025 年 12 月 1 日起生效的费率表。30% 及以上按配偶、父母和子女情况取基本月费率；基本费率已包含 1 名子女（优先计入 18 岁以下子女），其余每名子女按「18 岁以下」或「18–23 岁在校」加发；配偶领取护理津贴另加。10%–20% 为固定金额。结果仅供参考，以 VA 决定为准。It uses the va.gov rate tables effective December 1, 2025. From 30% up, the basic monthly rate depends on spouse, parents and children; the basic rate already covers 1 child (an under-18 child is counted first), each further child adds the under-18 or 18–23-in-school amount, and spouse Aid and Attendance is added on top. 10%–20% ratings are flat amounts. This is an estimate — VA's decision is final.

计算结果可以作为最终依据吗？Can I rely on the result?

「美国退伍军人（VA）伤残评级与补偿计算器」按标准公式计算，结果仅供参考；实际金额以银行、券商或税务机关的规则和四舍五入方式为准。The VA Disability Calculator uses standard formulas and is for estimation only; actual figures depend on your bank, broker or tax authority's rules and rounding.

「美国退伍军人（VA）伤残评级与补偿计算器」免费吗？需要注册吗？Is the VA Disability Calculator free? Do I need an account?

「美国退伍军人（VA）伤残评级与补偿计算器」完全免费，无需注册或安装，打开网页即可使用，手机和电脑都能用；输入的内容只在你的浏览器本地处理。The VA Disability Calculator is completely free with no sign-up or install and works on phones and desktops; what you enter is processed only in your browser.