🛡️ 五险一金计算器China Social Insurance & Housing Fund Calculator
按缴费基数和比例计算个人和单位缴纳的养老、医疗、失业、工伤、生育保险和住房公积金。China 'five insurances and one fund' contributions for employee and employer, by contribution base and rates.
使用说明与常见问题How-to & FAQ
「五险一金计算器」是什么？What is the China Social Insurance & Housing Fund Calculator?
按缴费基数和比例计算个人和单位缴纳的养老、医疗、失业、工伤、生育保险和住房公积金。China 'five insurances and one fund' contributions for employee and employer, by contribution base and rates.
如何使用「五险一金计算器」？How do I use the China Social Insurance & Housing Fund Calculator?
在「五险一金计算器」中，填写「月工资」、「基数下限」、「基数上限」、「公积金比例%」等参数，结果会随输入实时计算并显示在下方。In the China Social Insurance & Housing Fund Calculator: Fill in "Monthly salary", "Base min", "Base max", "Housing fund %"; results are recalculated instantly as you type.
各地比例一样吗？Are the rates the same everywhere?
不一样。本工具预设常见比例（养老 8%/16%、医疗 2%/9% 等），各城市的缴费基数上下限和比例不同，可自行修改基数与公积金比例。No. Defaults are common rates (pension 8%/16%, medical 2%/9%…); bases and rates vary by city.
计算结果可以作为最终依据吗？Can I rely on the result?
「五险一金计算器」按标准公式计算，结果仅供参考；实际金额以银行、券商或税务机关的规则和四舍五入方式为准。The China Social Insurance & Housing Fund Calculator uses standard formulas and is for estimation only; actual figures depend on your bank, broker or tax authority's rules and rounding.
「五险一金计算器」免费吗？需要注册吗？Is the China Social Insurance & Housing Fund Calculator free? Do I need an account?
「五险一金计算器」完全免费，无需注册或安装，打开网页即可使用，手机和电脑都能用；输入的内容只在你的浏览器本地处理。The China Social Insurance & Housing Fund Calculator is completely free with no sign-up or install and works on phones and desktops; what you enter is processed only in your browser.