💵 单利计算器Simple Interest Calculator
计算单利利息和本息合计：利息 = 本金 × 利率 × 时间。Calculate simple interest and total: interest = principal × rate × time.
使用说明与常见问题How-to & FAQ
「单利计算器」是什么？What is the Simple Interest Calculator tool?
计算单利利息和本息合计：利息 = 本金 × 利率 × 时间。Calculate simple interest and total: interest = principal × rate × time.
如何使用「单利计算器」？How do I use the Simple Interest Calculator tool?
在「单利计算器」中，填写「本金」、「年利率%」、「期限」、「单位」等参数，结果会随输入实时计算并显示在下方。In the Simple Interest Calculator: Fill in "Principal", "Annual rate %", "Term", "Unit"; results are recalculated instantly as you type.
计算结果可以作为最终依据吗？Can I rely on the result?
「单利计算器」按标准公式计算，结果仅供参考；实际金额以银行、券商或税务机关的规则和四舍五入方式为准。The Simple Interest Calculator uses standard formulas and is for estimation only; actual figures depend on your bank, broker or tax authority's rules and rounding.
「单利计算器」免费吗？需要注册吗？Is the Simple Interest Calculator free? Do I need an account?
「单利计算器」完全免费，无需注册或安装，打开网页即可使用，手机和电脑都能用；输入的内容只在你的浏览器本地处理。The Simple Interest Calculator is completely free with no sign-up or install and works on phones and desktops; what you enter is processed only in your browser.