💎 净资产计算器Net Worth Calculator
列出资产和负债（每行“名称 金额”），计算总资产、总负债、净资产和资产负债率。List assets and liabilities (one per line: name amount) to get total assets, total debts, net worth and debt-to-asset ratio.
使用说明与常见问题How-to & FAQ
「净资产计算器」是什么？What is the Net Worth Calculator tool?
列出资产和负债（每行“名称 金额”），计算总资产、总负债、净资产和资产负债率。List assets and liabilities (one per line: name amount) to get total assets, total debts, net worth and debt-to-asset ratio.
如何使用「净资产计算器」？How do I use the Net Worth Calculator tool?
在「净资产计算器」中，填写上方字段等参数，结果会随输入实时计算并显示在下方。In the Net Worth Calculator: Fill in the fields above; results are recalculated instantly as you type.
计算结果可以作为最终依据吗？Can I rely on the result?
「净资产计算器」按标准公式计算，结果仅供参考；实际金额以银行、券商或税务机关的规则和四舍五入方式为准。The Net Worth Calculator uses standard formulas and is for estimation only; actual figures depend on your bank, broker or tax authority's rules and rounding.
「净资产计算器」免费吗？需要注册吗？Is the Net Worth Calculator free? Do I need an account?
「净资产计算器」完全免费，无需注册或安装，打开网页即可使用，手机和电脑都能用；输入的内容只在你的浏览器本地处理。The Net Worth Calculator is completely free with no sign-up or install and works on phones and desktops; what you enter is processed only in your browser.