🔥 FIRE 财务自由计算器FIRE Calculator (Financial Independence)
计算实现财务自由（FIRE）所需的资产和年数：年支出 ÷ 安全提取率。How much you need for FIRE and how many years it takes: annual expenses ÷ safe withdrawal rate.
使用说明与常见问题How-to & FAQ
「FIRE 财务自由计算器」是什么？What is the FIRE Calculator (Financial Independence) tool?
计算实现财务自由（FIRE）所需的资产和年数：年支出 ÷ 安全提取率。How much you need for FIRE and how many years it takes: annual expenses ÷ safe withdrawal rate.
如何使用「FIRE 财务自由计算器」？How do I use the FIRE Calculator (Financial Independence) tool?
在「FIRE 财务自由计算器」中，填写「年支出」、「安全提取率%」、「当前资产」、「每年储蓄」、「年化实际收益%」等参数，结果会随输入实时计算并显示在下方。In the FIRE Calculator (Financial Independence): Fill in "Annual expenses", "Withdrawal rate %", "Current assets", "Annual savings", "Real return %"; results are recalculated instantly as you type.
计算结果可以作为最终依据吗？Can I rely on the result?
「FIRE 财务自由计算器」按标准公式计算，结果仅供参考；实际金额以银行、券商或税务机关的规则和四舍五入方式为准。The FIRE Calculator (Financial Independence) uses standard formulas and is for estimation only; actual figures depend on your bank, broker or tax authority's rules and rounding.
「FIRE 财务自由计算器」免费吗？需要注册吗？Is the FIRE Calculator (Financial Independence) free? Do I need an account?
「FIRE 财务自由计算器」完全免费，无需注册或安装，打开网页即可使用，手机和电脑都能用；输入的内容只在你的浏览器本地处理。The FIRE Calculator (Financial Independence) is completely free with no sign-up or install and works on phones and desktops; what you enter is processed only in your browser.