📈 APR 转 APY 计算器APR to APY Calculator

使用说明与常见问题How-to & FAQ

「APR 转 APY 计算器」是什么？What is the APR to APY Calculator?

把名义年利率（APR）换算为实际年收益率（APY/EAR），支持不同复利频率，以及反向换算。Convert APR to APY (effective annual rate) for any compounding frequency, and back.

如何使用「APR 转 APY 计算器」？How do I use the APR to APY Calculator?

在「APR 转 APY 计算器」中，填写「利率%」、「复利频率」、「方向」等参数，结果会随输入实时计算并显示在下方。In the APR to APY Calculator: Fill in "Rate %", "Compounding", "Direction"; results are recalculated instantly as you type.

计算结果可以作为最终依据吗？Can I rely on the result?

「APR 转 APY 计算器」按标准公式计算，结果仅供参考；实际金额以银行、券商或税务机关的规则和四舍五入方式为准。The APR to APY Calculator uses standard formulas and is for estimation only; actual figures depend on your bank, broker or tax authority's rules and rounding.

「APR 转 APY 计算器」免费吗？需要注册吗？Is the APR to APY Calculator free? Do I need an account?

「APR 转 APY 计算器」完全免费，无需注册或安装，打开网页即可使用，手机和电脑都能用；输入的内容只在你的浏览器本地处理。The APR to APY Calculator is completely free with no sign-up or install and works on phones and desktops; what you enter is processed only in your browser.